2024 Roth Income Limits Married Filing Separately. 2024 roth ira income limits. Less than $230,000 (married filing jointly) or less than $146,000 (single) reduced contribution income limits:
Your filing status is single, head of household, or married filing separately and you didn’t live with your spouse at any time in 2024 and your modified agi is at least $146,000. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2024 tax year was $7,000 or $8,000 if you were age 50 or older.